Loan Guidelines

What does Assetline Capital look at when assessing a loan?

The Purpose

The loan purpose must be predominantly for any worthwhile business and or investment purpose other than personal residential investment
  • Possible purposes are:

  • Purchase a business
  • Buy new plant or equipment
  • Buy stock
  • Pay tax or other work related expenses eg. wages, legal fees, advertising etc
  • Business repairs and maintenance
  • Working capital
  • Council approvals / Head Works
  • Bridging the unexpected "gap"
  • Fund a commercial or industrial property purchase when the bank cannot settle in time
  • Fund a residential investment property purchase where the property is to be owned in a trust or company name

The Exit

Assetline Capital requires an acceptable exit strategy for how the loan is to be repaid
  • Possible exit strategies are:

  •  Refinance
  • Sale of Asset / Stock
  • Working Capital
  • Inheritance
  • Outstanding work / Invoices

The Security

Assetline Capital’s loans require a form of 1st mortgage property security

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Assetline Product Guide

Assetline provides funding for high quality property-backed transactions that sit outside mainstream bank policy.

We lend to all major metro centres nationwide, offering finance to NSW, VIC, QLD, SA, WA, TAS and ACT. Because we are lenders, not brokers, you deal directly with the team who makes the lending decisions.

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Assetline Capital Success Stories

Learn how Assetline's innovative funding solutions have helped borrowers Australia-wide.

Assetline's accessible, flexible and fast secured asset loans have helped literally hundreds of borrowers. Rather than take our word for it, we would like to share these Customer Success Stories with you.



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"The major banks are tightening credit, under pressure from regulators. Private lending is stepping in to fill the void..."

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