Opportunities. Not Barriers.
Fast, Flexible Solutions For Property-Backed Deals
Fast, Flexible Solutions For
Property-Backed Deals
01
Horizon Mortgages
Ideal for self-employed, business and SMSF borrowers looking to unlock equity, refinance or purchase a commercial or investment property.
01
Horizon Mortgages
Ideal for self-employed, business and SMSF borrowers looking to unlock equity, refinance or purchase a commercial or investment property.
02
Construction & Development Capital
From ground up to partially completed builds to refinancing options, we can transform plans to profitable projects.
02
Construction & Development Capital
From ground up to partially completed builds to refinancing options, we can transform plans to profitable projects.
03
Short-Term Capital Lending
With short-term capital solutions for business borrowers and property professionals, you can make the most of more opportunities.
03
Short-Term Capital Lending
With short-term capital solutions for business borrowers and property professionals, you can make the most of more opportunities.
04
Clinch Bridging Loans
Buy, finance, renovate or downsize - Buy your next home on your terms. Flexible property bridging finance, conditionally approved in under 24 hours*.
04
Clinch Bridging Loans
Buy, finance, renovate or downsize - Buy your next home on your terms. Flexible property bridging finance, conditionally approved in under 24 hours*.
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The Assetline Advantage
From scenario to solution, we are there
every step of the way.
Deal Showcase
Case Studies
Since 2012, we have been funding property-backed transactions Australia-wide for property professionals and small to medium sized businesses. Learn about some of the deals we've done.
Clinch Bridging Loans
Bridging loan to settle on new home before selling existing one
ASSETLINE PRODUCT
Full Doc
SECURITY TYPE
Metro Residental
SECURITY VALUE
$5,250,000.00
LOAN AMOUNT
$3,937,500.00
LVR
75%
LOAN TERM
6 years
THE SCENARIO
The borrowers had been planning to sell their family home and downsize to a smaller townhouse. They were in the process of completing minor renovations and freshening up their property when then came across the ideal townhouse they wanted to buy. They wanted to secure the property before it went to auction, but needed bridging finance in place to give them the confidence to move fast.
THE ASSETLINE CAPITAL SOLUTION
The borrowers had been planning to sell their family home and downsize to a smaller townhouse. They were in the process of completing minor renovations and freshening up their property when then came across the ideal townhouse they wanted to buy. They wanted to secure the property before it went to auction, but needed bridging finance in place to give them the confidence to move fast.
Horizon Mortgages
Long-term Alt Doc loan to purchase investment security
ASSETLINE PRODUCT
Alt Doc
SECURITY TYPE
Non-Metro Residential
SECURITY VALUE
$2,200,000.00
LOAN AMOUNT
$1,500,000.00
LVR
70%
LOAN TERM
30 years
THE SCENARIO
The borrower was seeking a long-term loan to purchase an investment security (Melbourne non-metro). The borrower was a self-employed consultant and so could not demonstrate full doc serviceability as their FY22 financials had not yet been finalised by their accountant.
THE ASSETLINE CAPITAL SOLUTION
The borrower was seeking a long-term loan to purchase an investment security (Melbourne non-metro). The borrower was a self-employed consultant and so could not demonstrate full doc serviceability as their FY22 financials had not yet been finalised by their accountant.
Horizon Mortgages
Long-term SMSF loan to purchase commercial property
ASSETLINE PRODUCT
SMSF
SECURITY TYPE
Metro Commerical
SECURITY VALUE
$800,000.00
LOAN AMOUNT
$480,000.00
LVR
60%
LOAN TERM
30 years
THE SCENARIO
The borrower was the owner-operator of a wholesale motor spares business and had been renting their property (industrial warehouse in Sydney metro) for several years. They were seeking finance to purchase the property in their SMSF.
THE ASSETLINE CAPITAL SOLUTION
The borrower was the owner-operator of a wholesale motor spares business and had been renting their property (industrial warehouse in Sydney metro) for several years. They were seeking finance to purchase the property in their SMSF.
Horizon Mortgages
Long-term Full Doc loan providing refinance and cash out on investment security
ASSETLINE PRODUCT
Full Doc
SECURITY TYPE
Metro Residental
SECURITY VALUE
$2,500,000.00
LOAN AMOUNT
$2,000,000.00
LVR
80%
LOAN TERM
30 years
THE SCENARIO
The borrower was seeking to refinance an existing investment loan against a three-bedroom apartment (Sydney metro) and to get cash out to purchase another investment property. The borrower was under time pressure to complete the purchase.
THE ASSETLINE CAPITAL SOLUTION
The borrower was seeking to refinance an existing investment loan against a three-bedroom apartment (Sydney metro) and to get cash out to purchase another investment property. The borrower was under time pressure to complete the purchase.
Construction & Development Capital
Development Exit loan on five luxury townhouses in Melbourne metro
ASSETLINE PRODUCT
Development Exit
SECURITY TYPE
Metro Residental
SECURITY VALUE
$18,000,000.00
LOAN AMOUNT
$12,600,000.00
LVR
70%
LOAN TERM
9 years
THE SCENARIO
The borrower, a developer, had reached full term on his construction funding facility with his existing lender. The project (five luxury townhouses in Melbourne metro was at 'practical completion' stage with only landscaping, joinery and minor fit-offs needed before an Occupation Certificate could be issued. Three of the townhouses had been presold, thereby significantly de-risking the project.
THE ASSETLINE CAPITAL SOLUTION
The borrower, a developer, had reached full term on his construction funding facility with his existing lender. The project (five luxury townhouses in Melbourne metro was at 'practical completion' stage with only landscaping, joinery and minor fit-offs needed before an Occupation Certificate could be issued. Three of the townhouses had been presold, thereby significantly de-risking the project.
Construction & Development Capital
Constructi to build 14 residential apartments on loan
ASSETLINE PRODUCT
Construction
SECURITY TYPE
Metro Residental
SECURITY VALUE
$16,500,000.00
LOAN AMOUNT
$10,725,000.00
LVR
65%
LOAN TERM
18 years
THE SCENARIO
The borrower was a developer who was seeking construction funding to build 14 apartments in Melbourne metro. He owned the site unencumbered, having purchased it pre-Covid, but did not want to pre-sell any of the stock as he believed he would get a better price by selling on completion.
THE ASSETLINE CAPITAL SOLUTION
The borrower was a developer who was seeking construction funding to build 14 apartments in Melbourne metro. He owned the site unencumbered, having purchased it pre-Covid, but did not want to pre-sell any of the stock as he believed he would get a better price by selling on completion.
Construction & Development Capital
Funding of partially completed luxury house in Sydney metro
ASSETLINE PRODUCT
Partially Complete
SECURITY TYPE
Metro Residental
SECURITY VALUE
$7,500,000.00
LOAN AMOUNT
$2,500,000.00
LVR
33%
LOAN TERM
9 years
THE SCENARIO
The borrower was a developer with a track record of developing and selling luxury houses. He owned an unencumbered site (Sydney metro) and had partly completed the construction of a luxury house using his own resources but had run out of money and required further funding to finish the project.
THE ASSETLINE CAPITAL SOLUTION
The borrower was a developer with a track record of developing and selling luxury houses. He owned an unencumbered site (Sydney metro) and had partly completed the construction of a luxury house using his own resources but had run out of money and required further funding to finish the project.
Short-Term Capital Lending
‘Notice to Complete’ on residential property settlement
ASSETLINE PRODUCT
Capital
SECURITY TYPE
Metro Residental
SECURITY VALUE
$4,500,000.00
LOAN AMOUNT
$3,150,000.00
LVR
70%
LOAN TERM
12 years
THE SCENARIO
The borrower, a property investor, had missed the settlement date for a property purchase (Sydney metro) and was issued with a 'Notice to Complete' from the vendor. He risked losing a $450,000 deposit if he could not settle the transaction within 14 days. His broker had thought that finance from a major bank was imminent, but the finance was not forthcoming as his tax returns were not up to date.
THE ASSETLINE CAPITAL SOLUTION
The borrower, a property investor, had missed the settlement date for a property purchase (Sydney metro) and was issued with a 'Notice to Complete' from the vendor. He risked losing a $450,000 deposit if he could not settle the transaction within 14 days. His broker had thought that finance from a major bank was imminent, but the finance was not forthcoming as his tax returns were not up to date.
Short-Term Capital Lending
Short-term facility to purchase property in SMSF
ASSETLINE PRODUCT
SMSF
SECURITY TYPE
Metro Commerical
SECURITY VALUE
$2,900,000.00
LOAN AMOUNT
$1,885,000.00
LVR
65%
LOAN TERM
6 years
THE SCENARIO
The borrower had exchanged on the purchase of a commercial warehouse (Melbourne metro) for $2,900,000 in his SMSF. He was in the process of selling a residential property, also in his SMSF, and intended to use the proceeds of the sale to pay for the warehouse. He required a short-term facility to bridge the gap between the purchase and the sale.
THE ASSETLINE CAPITAL SOLUTION
The borrower had exchanged on the purchase of a commercial warehouse (Melbourne metro) for $2,900,000 in his SMSF. He was in the process of selling a residential property, also in his SMSF, and intended to use the proceeds of the sale to pay for the warehouse. He required a short-term facility to bridge the gap between the purchase and the sale.
Short-Term Capital Lending
Cash out to refurbish residential unit prior to sale
ASSETLINE PRODUCT
Refurbishment
SECURITY TYPE
Metro Residental
SECURITY VALUE
$2,200,000.00
LOAN AMOUNT
$1,540,000.00
LVR
70%
LOAN TERM
9 years
THE SCENARIO
The borrower owned an investment unit (Brisbane metro) with a 1st mortgage to a major bank with 60% LVR. She was completing a non-structural refurbishment (updating kitchen and bathrooms) using her own funds with the intention to sell the property once complete. She required a loan of $150,000 to complete the renovation.
THE ASSETLINE CAPITAL SOLUTION
The borrower owned an investment unit (Brisbane metro) with a 1st mortgage to a major bank with 60% LVR. She was completing a non-structural refurbishment (updating kitchen and bathrooms) using her own funds with the intention to sell the property once complete. She required a loan of $150,000 to complete the renovation.
Short-Term Capital Lending
Non-resident purchase of high-end inner city residential apartment
ASSETLINE PRODUCT
Non-Resident
SECURITY TYPE
Metro Residental
SECURITY VALUE
$7,400,000.00
LOAN AMOUNT
$4,810,000.00
LVR
65%
LOAN TERM
12 years
THE SCENARIO
The borrower, a resident in China, had contracted to purchase a high-end inner-city apartment (Sydney CBD). The Contract of Sale was in the name of the borrower's Australian company which also had one Australian resident director. The loan had been knocked back by several major banks because the majority of the borrower's income was derived from offshore.
THE ASSETLINE CAPITAL SOLUTION
The borrower, a resident in China, had contracted to purchase a high-end inner-city apartment (Sydney CBD). The Contract of Sale was in the name of the borrower's Australian company which also had one Australian resident director. The loan had been knocked back by several major banks because the majority of the borrower's income was derived from offshore.
Resources
Resources
From enquiry to settlement, we've assembled tools to help you get the deal done.
Niche Sheet
Product Matrix
Rate Card
Niche Sheet
Product Matrix
Rate Card
Case Studies
©2024 Assetline Capital. Privacy Policy
*Approved applicants only. Terms and conditions and fees and charges apply. All applications are subject to lending and approval criteria.
Assetline Broker Partnerships Pty Limited is a corporate authorised representative (CAR No: 545343) of Assetline Clinch Finance Pty Limited (Australian Credit Licence: 448165).
©2024 Assetline Capital. Privacy Policy
*Approved applicants only. Terms and conditions and fees and charges apply. All applications are subject to lending and approval criteria. Assetline Broker Partnerships Pty Limited is a corporate authorised representative (CAR No: 545343) of Assetline Clinch Finance Pty Limited (Australian Credit Licence: 448165).
©2024 Assetline Capital. Privacy Policy
*Approved applicants only. Terms and conditions and fees and charges apply. All applications are subject to lending and approval criteria. Assetline Broker Partnerships Pty Limited is a corporate authorised representative (CAR No: 545343) of Assetline Clinch Finance Pty Limited (Australian Credit Licence: 448165).
*Approved applicants only. Terms and conditions and fees and charges apply. All applications are subject to lending and approval criteria. Assetline Broker Partnerships Pty Limited is a corporate authorised representative (CAR No: 545343) of Assetline Clinch Finance Pty Limited (Australian Credit Licence: 448165).